Investment And Financial Planning Advice

We are a truly independent financial planning firm with no proprietary products or biased research. We strive to conduct ourselves in a professional manner and maintain the highest levels of integrity, trust, and ethical standards. We place our client’s best interests first and provide investment and financial planning advice, based on a thorough understanding of our client’s investment goals and risk tolerances.
 
My name is Victor V. Valverde. I pride myself in conducting interactive interviews with clients and making sure our conversations are easily understandable. I thoroughly explain the pros and cons of different investments and how they work and interact with the economy and news events.

I strive to consistently improve my education on investments and best practices by attending continuing education courses, continued meetings with product sponsors and how they may offer the right solutions for my clients. I feel that product knowledge and research is paramount, so I am consistently searching for new opportunities that will improve my client’s financial well-being. I have weekly conference calls with mutual fund companies that provide me with key insights about the markets and investments.

I pride myself on being readily accessible to my clients and I am at the ready to be of assistance and guidance.

We start by conducting an extensive fact-finding questionnaire and listen to our client’s unique goals and objectives. Understanding my client’s time horizon and a focus on my client’s total financial picture is very important. This enables me to make sure that the investments we implement together have a strategic place in their total financial holdings. I truly believe that I learn more by listening than speaking, so our meetings are very interactive with an emphasis on a client’s true risk tolerance and total financial picture. Once we start with our investments, I always consult with my clients before any changes or investments are made.

Proper asset allocation is the primary focus of our investment philosophy. While constantly canvassing the many resources at my disposal as a registered representative, I focus on understanding current and upcoming trends in the markets. I conduct weekly conference calls with many different money management firms, and this allows me to stay focused on the appropriate investments for each of my clients’ portfolios. As a result of these calls, I keep my clients updated accordingly.

Our Professional Associations

*Neither Lyles, & McCarty, LLP nor any of their Certified Public Accountants are affiliated with NEXT Financial Group, Inc. NEXT Financial Group, Inc. does not provide tax or legal advice.

Lyles & McCarty, LLP*
Certified Public Accountants
(956) 630-3053 Office Phone

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Richard L. Moore II
richard@cpamoore.com
Emphasis on Estate Planning concepts.

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Larry L. Lyles, Partner
LLyles@cpamoore.com
CPA specializing in family and commercial taxes.

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Pat D. McCarty, Partner
pdmccarty@hotmail.com
CPA, specializing in Mergers and Acquisitions, business consulting.